Mortgage Centre - Powered by diymoney.uk.com

Welcome to our brand new on-line mortgage centre.

With so much uncertainty in the mortgage market we have decided to partner with a state-of- the-art mortgage sourcing system, so that you can now quickly and easily find the right mortgage for your individual circumstances and even apply straight away on-line, at diymoney.uk.com.

This ground-breaking site is free of charge for FindaProperty.com visitors, and uses the same tools that mortgage brokers use, so allowing you to assess the ever-changing market and accurately find the right mortgage for you, yourself, whenever it is convenient.

We hope you find this new service useful. CLICK HERE to see what mortgages are available for you.
What is a fixed rate mortgage?

With a fixed rate mortgage, the interest rate of the mortgage remains the same for a period of time – often 2 years, but can be longer.

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Lender Initial rate Subsequent Rate Overall cost for comparison (APR) Mortgage type / term Early repayment charges Max % LTV Fee
Bank of Ireland 6.24 7.09 7.50 Fixed until 31/10/13 5% for 5 years 90 £999
C & G 4.99 7.00 7.10 Fixed until 31/12/10 3% in term. Then 2% for 1 year 75 2.50%
C & G 5.74 7.00 6.60 Fixed until 31/12/15 7% in term. Then 1% for 1 year 75 £995
Leeds BS 5.25 7.09 7.50 Fixed until 30/11/2010 3% in term. Then 2% for 1 year 80 3.00%
Nationwide 5.58 6.49 6.40 Fixed for 5 years 5% for 5 years 60 £1,999

Property News

Time For A Tracker Time For A Tracker
In light of the latest interest rate cuts, borrowers are being advised to either wait and see what fixed rates do or opt for a tracker… more

 

More Rate Cuts … For Now More Rate Cuts … For Now
The most competitive mortgage deals have been cut by nearly 0.5 per cent in the last six weeks, says new research… more

 

Fixed Rates Below Five Per Cent Are Back Fixed Rates Below Five Per Cent Are Back
Fixed-rate mortgages priced below five per cent are back as lenders cut rates in a bid to boost the market… more

 

Loans For House Purchase Down 50 Per Cent Loans For House Purchase Down 50 Per Cent
Loans for house purchase are down 50 per cent year-on-year, says the Council of Mortgage Lenders… more

How-to Guides

Beginner’s Guide: Remortgaging Beginner’s Guide: Remortgaging
Rates have jumped to 5.5 per cent and may climb to 5.75 per cent. But remortgaging can help you beat the rises.... more

 

Beginner’s Guide: Mortgages Beginner’s Guide: Mortgages
The choice has never been greater, but, for British homebuyers, finding the right mortgage has also never been more complicated... more

 

Currency Exchange: A Beginner's Guide
Forget banks. Brits who own property abroad are making big saving by using currency exchange specialists... more

 

Beginner's Guide: Renting A Room in Your House
Whether it's full-time, part-time or just once a year, tax-saving breaks mean having a lodger can leave you seriously better off... more

Property Articles

Help! I Need A Mortgage Help! I Need A Mortgage
There’s no doubt that the days of easy borrowing are over, but is the situation really as grim as the headlines suggest? We asked three of the country’s leading mortgage experts… more

 

New Year, New Mortgage! New Year, New Mortgage!
Shock waves from the credit crunch across the Atlantic are being felt by those who need to remortgage this year, but it’s not all doom and gloom if you know what you’re doing… more

 

Multiple Mortgage Choices Multiple Mortgage Choices
Five-times your income or a fifty year loan sound tempting, but are they a welcome opportunity for desperate first-time buyers, or a risky gamble?... more

 

A First Foot On The Ladder A First Foot On The Ladder
Life remains difficult for first-time buyers. But there's more than one way to get a toe-hold on the bottom rung of the property ladder... more

more property news more guides more property articles

The FindaProperty.com Mortgage Centre is provided by diy money, 11th Floor Premier House, 112-114 Station Road, Edgware, Middx, HA8 7BJ. diy money is a trading name of Naked Mortgages, Naked Mortgages are authorised and regulated by the Financial Services Authority.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 
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